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Furthermore, if the investor furnishes the PAN card details, the TDS of 10% is applicable or else, a 20% TDS rate is deducted by the bank. Moreover, if the interest income exceeds INR 40,000 the bank has to deduct a TDS of 10% while the threshold limit for senior citizens is INR 50,000. Also, investors have to present this income under the head ‘ Income from Other Sources’ during their tax filing. The interest income earned from recurring deposits is taxable as per investors’ income tax slab rates. The HDFC Bank RD rate of interest differs based on the investor’s age, investment tenure, RBI policies and economic conditions in the country. The RD rates of HDFC Bank are higher than their saving account rates. One can estimate the returns from their HDFC Bank RD investment using the HDFC Bank recurring deposit calculator. For senior citizens, the RD rates range between 5% to 7.75% p.a. HDFC Bank RD rates range between 4.5% to 7.00% p.a. 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We invite you to play for fun on my baccarat trainer before risking real money in a casino or on your mobile. Whether you're a baccarat beginner trying to understand the basics or an experienced master of the game trying to test out your latest strategy |
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